We love technology… but only if it makes life easier for our clients. Over the past year, we have introduced many of our clients to Xero accounting software, helping them to reduce the time they spend on everyday finance tasks and improve accuracy. We now provide support with a number of Xero add-on apps that can make your business bookkeeping and financial administration even simpler.
RfM Business Consulting – Big business thinking for growing SMEs
There’s probably no better way to demonstrate your knowledge of business growth strategy than by expanding your own business enterprise. Which is exactly what the head of RfM Business Consulting, Tony Backhouse, has been doing over the past two years.
Who should you appoint as executor of your Will?
After deciding who gets what, the second most important decision you will have to make when writing your Will is who your executors will be. Here we explain the role of the executor to help you make a suitable choice.
10 things you can do to improve your chances of getting a mortgage
Trying to get a mortgage can be a daunting task. However, it’s not as difficult as you might think and there are a number things you can do to improve the odds of you being accepted. To give yourself the best chance of securing a good deal, you’ll need to have your finances in order before you apply.
Enhanced Capital Allowances – save energy, save tax
Businesses which invest in energy-saving plant or machinery may be able to save tax by taking advantage of an HMRC tax break.
New tax year, new plans for saving tax
If you have already submitted your tax return for the tax year ended 5 April 2018, there’s no better time to think about saving tax in the current year. Here are three pieces of helpful tax-saving advice…
Paying tax on income from abroad
Honesty is, of course, always the best policy, especially when declaring your income and gains for tax purposes. HMRC are bringing in tough new penalties for UK taxpayers who fail to tell them about income from abroad on which UK tax may be due.
High profile HMRC wins and losses. Change ahead for IR35?
IR35 has repeatedly made the headlines in recent months. Could the media attention and mixed tribunal results lead to changes in this problematic piece of tax legislation?
Shared Parental Leave – employee rights
HMRC are increasing their efforts to raise awareness of Shared Parental Leave (SPL) following suggestions that less than half of employees understand their rights.
Buildings across borders – UK property tax rules
Devolution means that Scotland and Wales each now have their own, separate tax regimes and the property tax rules for purchases in both countries have changed. We advise you to pay close attention to ensure the correct procedures are followed, especially when buying property and land that crosses UK borders. In such cases, special rules apply.
Will Making Tax Digital apply to your business?
From 1 April 2019, certain businesses will be required to comply with the government’s new Making Tax Digital (MTD) regime. MTD represents a significant change to the way taxpayers keep their accounting records and submit information to HMRC. Will you be affected? And what should you do to be compliant?
Base Rate Increase: should I move to a fixed-rate mortgage?
On 2nd August, the Bank of England increased the base rate from 0.5% to 0.75%, the highest it has been since 2009. The rise has prompted many homeowners to consider looking for a fixed-rate mortgage deal. Should you be doing the same?
40 years of service, and counting…
Over the last few weeks, three members of the team at RfM Preston have celebrated big work milestones, putting in an impressive 40 years of service between them. We asked Diane, Richard and Alison to tell us about how life at RfM has changed over their time at the practice.
Reasons why homeowners remortgage
Around one in three of all mortgage loans are taken out for the purpose of remortgaging. A remortgage is the acquisition of a second mortgage loan, often used to replace an existing mortgage or borrow money against the value of a property. Here are the most common reasons why homeowners remortgage.
Black Box secures successful business sale
The owners of Lancashire-based Black Box Security have been clients of RfM Chartered Accountants for more than three decades. When they decided the time was right to sell the business, RfM was there to guide them through the process and help secure a successful sale.
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